Terms & Conditions

Last Updated: June 19, 2025

By using this site (ulnesshealth.com), you agree to the following terms and conditions. If you do not agree with any part of these terms, please do not use our site.

Informational Use Only

This website is intended for general informational purposes. Nothing on this site constitutes insurance advice, financial advice, or a client-agent relationship.

No Guarantee of Coverage

Use of this site, including form submissions or communication through listed contact methods, does not guarantee coverage, eligibility, or policy approval. Insurance products and services may be subject to carrier underwriting and approval.

Intellectual Property

All content on this site — including the Ulness Health name, logo, and written materials — is the property of Ulness Health LLC and may not be copied or reproduced without permission.

Third-Party Links

Our website may contain links to external sites (e.g., insurance carriers, HealthCare.gov). We are not responsible for the content or privacy practices of those sites.

SMS Messaging Terms

If you opt-in to receive text messages, you agree to receive customer care and account notification messages (appointment reminders, enrollment assistance, and/or client service communications) from Ulness Health LLC. Message frequency will vary. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can cancel SMS service at any time. Just reply STOP. Once you reply STOP to us, we will send a message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the word HELP for more assistance, or you can get help directly at [email protected]. If you have any questions regarding privacy, please read our privacy policy here.

Disclaimer of Liability

Ulness Health LLC is not liable for any direct or indirect damages resulting from the use of this website or its contents. Users assume full responsibility for the accuracy and use of information provided.

Changes to Terms

We reserve the right to update these terms at any time. Any changes will be posted on this page with the updated date.